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YouTubeCongress Uncovered
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FHA loan 2%–3.5% forgivable grant. ✔ Up to 96.5% financing ✔ Grant has no monthly payment ✔ No principal payback ✔ No resale restrictions ✔ Can combine with up to 6% seller concessions ✔ Non-occupant co-borrower allowed ✔ Only ONE borrower must meet eligibility Income cap is ≤160% of area median income OR qualify under one of the other eligibility categories. This program reduces the upfront barrier — without stacking multiple DPAs. #FHALoan #DownPaymentAssistance #FirstTimeHomeBuyer Mitchell Du
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TikTokthatmortgageguy
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This townhome qualifies for a no-money-down FHA loan using forgivable down payment assistance, and many buyers don’t realize they’re eligible. Here’s how this program works 👇 ✔️ 30-year FHA fixed rate at 5.99% ✔️ 3.5% forgivable down payment assistance ✔️ Assistance is a 30-year forgivable second lien ✔️ 0% interest on the assistance ✔️ Fully forgiven after 3 years of on-time payments ✔️ You do NOT have to be a first-time buyer 📌 Qualification basics: • Minimum 620 credit score • Max 50% DTI (
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TikTokskylerlemonsrealestate
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FHA Loan Requirements for Affordable Housing in Bakersfield
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