A Home Equity Agreement (HEA) allows borrowers to pull cash out from their home without making a mortgage payment. Zero payment, zero interest, zero qualifications. Here’s how it works, borrowers can take out up to 75% of the home’s value, BUT they have to share equity. That means the bank or lender gets a percent of that growth based on the new value when the home sells. More cash out means more equity shared. There are options to pay it off one time or in installments if the borrower does not
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