Jan 29, 2025 · Compare personalized mortgage and refinance rates today from our national marketplace of lenders to find the best current rate for your financial situation.

1 day ago · Today's average 30-year fixed-mortgage rate is 6.96, the average 15-year fixed-mortgage rate is 6.21 percent, and the average rate on a 5/1 ARM is 6.27 percent.

5 days ago · View today's mortgage rates and trends on Forbes Advisor. Compare current mortgage rates and APRs to find the loan that best suits your financial situation.

3 days ago · Get preapproved: Get rate quotes from at least three mortgage lenders, ideally on the same day so you have an accurate basis for comparison. Lenders determine your interest rate based on...

4 days ago · 7.042% for the 5/1 adjustable-rate mortgage (ARM) rate. One day ago, the typical rate on America’s most applied for home loan, the 30-year fixed-rate mortgage, was 7.189% and one month ago the average rate was 6.974%. Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums.

Jan 30, 2025 · View today's mortgage rates for a wide variety of products and find the best rates for your needs. Save thousands of dollars over the life of your loan.

Given that ARM loans are variable, the interest rate could end up being higher than with a 30-year fixed rate mortgage that has a locked-in mortgage rate. A 15-year fixed rate mortgage, on the other hand, may offer a lower interest rate that won’t fluctuate like an ARM loan but requires a higher monthly payment compared to a 30-year fixed ...

Mortgage rates are essentially the interest you pay on your home loan. When you borrow money to buy a house, you're not just paying back what you borrowed; you're also paying an extra bit each month as interest. This interest rate influences how much you pay every month and the total cost over the life of your loan.

View today's current mortgage rates with our national average index, calculated daily to bring you the most accurate data when purchasing or refinancing your home.

Compare mortgage rates when you buy a home or refinance your loan. Save money by comparing free, customized mortgage rates from NerdWallet.