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New rules from India's central bank will make lenders in the booming gold loan market overhaul their underwriting practices and brace for higher near-term costs, S&P Global Ratings said in a note on ...
Microfinance companies in India are increasingly turning to gold loans to diversify their portfolios and reduce risk, spurred ...
An explanation of the new regulations from the Reserve Bank of India affecting gold loans, detailing implications for lenders, particularly non-banking finance companies.
Mumbai: The Reserve Bank of India (RBI) will ease key provisions in its proposed gold loan framework—raising the loan-to-value (LTV) ratio and exempting small-ticket borrowers from credit ...
The Reserve Bank of India is all set to ease gold LTV in coming days. Heres how people can apply for gold loan ...
MUMBAI, June 6 (Reuters) - India's central bank has released final regulations for gold lending and relaxed norms for small-ticket loans, a statement by the Reserve Bank of India showed on Friday ...
RBI rules on gold loans: What borrower should know? In April 2025, the Reserve Bank of India (RBI) released draft rules to promote more transparency and better protect borrowers in the gold loan ...
The Reserve Bank of India's final guidelines on gold-backed lending, issued earlier this month, mandate a shift to cash flow-based credit assessments and tighter monitoring of loan-to-value (LTV) ...
The RBI’s latest directions on gold loans will change India’s landscape for this booming lending segment, with lenders nimble ...
For valuing gold, banks and non-banking finance companies are required to take into account the lower of the average closing ...
Financial Literacy News: RBI Governor Sanjay Malhotra clarified that small gold loans up to Rs 2.5 lakh will not require credit appraisal, with final guidelines expected soon.