Home equity loan and HELOCs rates are based on a benchmark interest rate (the “index”), plus an additional amount set by the ...

Homeowners across the U.S. hold $11T in tappable equity. Experts urge caution and understanding of loans, HELOCs and other ...

A HELOC can be a smart borrowing tool — but only if used for the right reasons. Here's how to do that this summer.

Home equity loan interest rates just hit their lowest point so far in 2025. Here's why owners should take advantage.

Jason Ruedy, Denver, CO, has noted a growing trend among homeowners who are merging their first and second mortgages in ...

Home equity lines of credit are being pushed hard by banks and lenders, even while delinquencies are on the rise. But why?

HELOCs and home equity loans have fallen substantially from the highs they hit at the beginning of 2024, with HELOC rates in ...

So, measure your alternatives carefully, but don't be surprised when you find out that most are more expensive now, ...

Using a HELOC to pay off your mortgage may help you lower your interest rates on your home loan, potentially giving you a ...

Home equity loans and HELOCs are second mortgages that allow you to borrow against the equity you've built up while paying ...

Mortgage rates can change multiple times a day, sometimes even hourly. These changes can affect the interest rate you pay on your home loan. Several factors can influence these rate moves: After an ...

Converting your home equity to cash can be a daunting prospect. Here is some background on the options and what to keep in ...