The idea of “credit counseling” tends to evoke negative emotions and stress. After all, if you’re receiving counseling about your finances, you might think that the fewer people who know about it, the ...

Americans now owe nearly $5 trillion in non-housing debt, according to the Federal Reserve Bank of New York, a sum that’s increased more than 60% over the past decade. As our debt has grown, so has ...

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

Financial stress is accelerating beyond previous records, according to the National Foundation for Credit Counseling (or NFCC), which released its Q1 2026 Financial Stress forecast. After returning to ...