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Doug Wintemute is a staff writer for Forbes Advisor. After completing his master’s in English at York University, he began his writing career in the higher education space. Over the past decade, Doug ...

Forbes contributors publish independent expert analyses and insights. Transformative Travel: I look at how travel can change lives. This article is more than 3 years old. How to make money online: ...

We independently review everything we recommend. When you buy through our links, we may earn a commission. Learn more› By Max Eddy Max Eddy is a writer who has covered privacy and security — including ...