Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Sample rates are easy to browse online. Quick, convenient pre-qualification process. Average time to close is just under 20 days, faster than industry standard. What we don't like Home loans aren’t ...

As mortgage rates have begun to approach 6.0%, refinancing applications are on the rise in February 2025. They've surged 132% from one year ago, according to the Mortgage Bankers Association's weekly ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

A reverse mortgage allows seniors to access cash from the equity they've amassed in their home. While a traditional home equity loan requires ongoing monthly payments, a reverse mortgage allows you ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Erika Rasure is globally-recognized as a leading consumer economics subject matter expert, ...

A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons. NerdWallet’s rates are expressed as an annual ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Ebony Howard is a certified public accountant and a QuickBooks ProAdvisor tax expert. She ...