Once you've maxed out federal financial aid, private student loans can be used for a variety of educational expenses — including tuition, housing, books and computers. Available from traditional banks ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

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Federal student loans are typically the first stop when financing higher education: You don't need a credit history or co-signer, and interest rates are fixed, so your monthly payments won't ever ...

Private student loans are only forgiven when the borrower becomes permanently disabled or dies. Your relief options will depend on your lender and loan agreement. Contact your lender and discuss your ...

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