You don’t have to close a credit card account to avoid paying an annual fee. Downgrading your card to one that doesn’t charge is better. Here’s how to do it.

If you’ve ever listened to Dave Ramsey talk about debt, you’re no doubt aware that he’s not a fan. And it’s easy to see why. No matter what type of debt you take on, you’re agreeing to pay someone ...

A new bill being introduced in the Massachusetts seeks to ban the sale of medical debt to debt collectors and stop it from impacting people's credit reports.

Just when you thought the outcry against dating app culture couldn’t get any louder, an old app returns to remind us that there truly is no floor. Enter Score, an app that was first launched back in ...

No matter what your finances look like today, it's never too late to make positive changes to improve them. Boosting your financial knowledge and skills will make it easier to make more informed ...

OKLAHOMA CITY – A Senate panel on Thursday passed a measure that would prohibit insurance companies from using credit information in determining rates. Senate Bill 1435, by Senate Minority Leader ...

TomoCredit makes many misleading claims and still advertises a Mastercard charge card on its homepage, even though it stopped issuing the card in 2023. Update, 2/13/26: Updates were made to the ...

Alabama has one of the lowest average credit scores in the nation, behind Mississippi and Louisiana, data shows. A new report from finance site WalletHub found Alabama’s average credit score – 677 – ...

Consumer reporter Shakeria Hawkins explains what's behind the decline and the steps you can take to start boosting your score. LAS VEGAS (KTNV) — If your credit score has slipped recently, you’re not ...

Consumer reporter Shakeria Hawkins explains what's behind the decline in credit scores and the simple steps you can take to start boosting yours. CBS News pulls '60 Minutes' segment with Peter Attia ...

FHFA and Fannie Mae have eliminated rigid minimum credit score floors (like 620) for conventional mortgages. Lenders now can use newer credit score models (including VantageScore 4.0 as well as ...