Car insurance rates in California are leveling off, but premiums in the Golden State are still more expensive than in much of the U.S. The average annual full-coverage premium in California was $2,309 ...

Car insurance rates averaged $2,297 annually in early 2026, according to Experian, or about $191 per month For full-coverage insurance, which includes comprehensive and collision coverage, the ...

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Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...