Recent dips in the market were good opportunities to convert traditional IRAs and 401(k)s to Roth accounts, advisors say. But clients who missed out shouldn’t despair. “Periods of increased market ...

After Donald Trump signed a sweeping tax and policy bill, the One Big Beautiful Bill Act, into law on July 4, Roth conversions could end up costing some clients money, warned Robert Keebler, a CPA at ...

For seniors heading toward retirement, one of the most important conversations they can have with their advisor is about whether it makes sense to convert their traditional IRA into a Roth IRA. The ...

Estate planning is about more than just transferring assets; it’s about helping clients preserve their wealth, maximize their legacy and minimize future tax burdens for their beneficiaries. One ...

Clients can—and especially for high-income clients, often should—continue to engage in retirement income planning strategies after reaching their required beginning date (RBD). Rollovers and ...

As investors strive to optimize their retirement savings and minimize tax burdens, understanding how Roth conversions benefit them becomes more important. Roth conversions have great significance when ...

Not long ago, a client came to me with what sounded like a simple question: "Should I do a Roth conversion?" It's a question I hear often — and it makes sense. Roth conversions are frequently ...

The largest transfer of retirement wealth in history is happening—not to heirs, but to the IRS. Roth conversions aren’t just about tax rates; they’re about creating tax-free optionality throughout ...

USA - 1998: 34p x 45p Camille Weber color illustration of Roth IRA and traditional IRA racing each other in a marathon. (Lexington Herald-Leader/Tribune News Service via Getty Images) Back in 1997, ...

There’s no doubt that market volatility is unnerving for investors. And, yes, these wild market swings require a whole lot of handholding by advisors to soothe the fears of anxious clients. But there ...

If you're considering a Roth individual retirement account conversion, your tax bracket could help you decide whether the move makes sense. Before completing the transfer, you need to know how long it ...