Too many financial decisions are made without factoring in the time value of money. Whether providing financial planning advice related to a client’s retirement, advising a client about a business ...

Calculating the present value of an annuity using Microsoft Excel is a fairly straightforward process if you know the annuity's interest rate, payment amount, and duration. Calculating this value is ...

Ariel Courage is an experienced editor, researcher, and former fact-checker. She has performed editing and fact-checking work for several leading finance publications, including The Motley Fool and ...