Companies are now giving the option of investing in NPS along with EPF to private job holders. If you also work in the ...

Planning for retirement is one of the most important financial decisions in life. The biggest challenge most people face is ...

If both EPF and NPS contributions are structured under CTC, your take-home pay may be reduced, which can be partly offset by tax savings ...

Retirement planning is no longer the quiet, automatic process it used to be. Costs rise faster, careers move unpredictably, and inflation quietly erodes long-term savings. More Indians today realise ...

There are multiple differences between the EPF and the NPS, as both these scheme have their own benefits and drawbacks, especially when it comes to withdrawals. When planning to save for retirement, ...

Incremental gains of 15% are expected over 25-30 years but NPS scores because of higher equity allocation. There is good news for employees using the Employees’ Provident Fund (EPF) route to save for ...

Suresh Sadagopan, Founder, Ladder7 Wealth Planners, explains how mutual funds, SWPs, NPS and EPF can be combined to build a strong retirement corpus and steady passive income.

Most salaried Indians feel secure owning a mix of EPF, NPS, and SIPs, yet few can answer how much of their future monthly ...