Making your savings last is essential in retirement. Use our savings withdrawal calculator to see how far you can stretch your nest egg.

If you inherit a tax-deferred retirement account, like an IRA or a 401(k), you’ll pay income taxes on the money when you withdraw it. Those withdrawals are subject to your marginal tax rate, not the ...

Question: I’m preparing for retirement and trying to figure out where I should go for money to meet my income needs. I understand that it’s important to start by withdrawing from some accounts and ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

One of the most common and emotionally loaded questions retirees ask is how long will my money last in retirement. It’s a ...

The 4% rule is less of a "rule" and more of a jumping-off point. Since the 1990s, the 4% rule has been an easy way for retirees to determine how much they can safely withdraw from their retirement ...

SAN DIEGO (KGTV) — If you were born before 1952 and have traditional investment plans, there are some important withdrawal requirements you need to meet or else you may have to deal with penalties.

Forbes contributors publish independent expert analyses and insights. Host of the Retire Sooner podcast and CFP™ practitioner. Many investors gain penalty-free access to retirement accounts at age 59½ ...

Here's what's at stake.

After determining what your ‘mandatory’ income will be, you need a plan to determine the most tax-efficient way to access other savings ...

Bill Bengen, the father of the 4% rule, agrees that a 4% withdrawal rate doesn't work for everyone. Most retirees can withdraw more without worrying about running out of money. The ideal withdrawal ...