If you’re running short on cash and funding opportunities, a merchant cash advance (MCA) might be the best option to keep your business running. MCAs aren’t technically business loans, as advances and ...

A merchant cash advance forwards cash against future sales. MCAs have aggressive repayments that disrupt profitability until it’s repaid. Borrowing fees are high with rates of 50 percent to 100 ...

When I first came to observe the alternative financing business in 2008, the press tended to be extremely negative about merchant cash advances (MCAs). From blogs in the New York Times to articles in ...

How about $350,000 within hours? The pitches flood small businesses: "No hidden fees, No BS." These financial lifelines are ...

The best MCA companies are transparent about their products and how they work. However, consider other types of funding before turning to a merchant cash advance. Many or all of the products featured ...

Uplyft Capital offers fast access to funds, but these MCAs may not be your most affordable financing option. NerdWallet's content is fact-checked for accuracy, timeliness, and relevance by humans. It ...

MCAs often contain onerous (and potentially illegal or unenforceable) provisions that end up causing more trouble than they are worth. Following is some general guidance based on our experience ...

Running a successful business requires regular cash flow and working capital. Every business experiences periods when sales are down and money is tight. When this happens, you may look to outside ...

With its launch in 2007, OnDeck set out to become the alternative to merchant cash advances. That financing option, widely used by small-business owners looking for quick access to capital, is easier ...

The latest lawsuit seeks relief from a $2 million loan that the lender said MyPillow stopped paying in October. MyPillow and CEO Mike Lindell are again suing a merchant cash advance company, accusing ...

Jenn spent the last decade empowering people to make informed personal finance decisions. As a freelance writer and public speaker, she's committed to helping people achieve their goals. She is ...