Knowing your credit score can help you manage your credit. You’ll know before you apply if you’re likely to qualify for a specific loan or credit card. If you’re trying to manage money better and ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

When exploring mortgage options, your credit score typically takes a hit when you obtain a mortgage preapproval from a lender ...

The average U.S. FICO score has dropped two points in the last year to 715, which could signal that consumers are facing increasing financial stress. Perhaps more concerning is that 90-plus-day ...

Most South Africans don't know their credit score or how to improve it, despite its critical impact on loan approvals, interest rates, and even job applications. Learn how to check, understand and ...

Could your debt be reduced or forgiven? Take our financial relief quiz. There is nothing like the thrill of paying off a debt. However, that excitement can quickly wane, turning into impatience as you ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Think of your credit score as your money report card. Banks and lenders look at it when you apply for a credit card, a car ...

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...

Brittany Brown is a full-time copywriter writing covering real estate and personal finance topics like budgeting, investing, credit cards, and more. She is currently working to become an accredited ...