This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. (NewsNation) — Homeownership feels out of ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

(NewsNation) — Mortgage rates are at their lowest level in two years — and could fall further — but interest payments are just one of the costs that come with a mortgage. Buyers also have to take into ...

Amy Fontinelle is a freelance writer, researcher and editor who brings a journalistic approach to personal finance content. Since 2004, she has worked with lenders, real estate agents, consultants, ...

Aly J. Yale is a contributor at Buy Side and an expert on real estate, mortgages, investing and home renovations. Location may be everything in real estate as the saying goes, but with rates these ...

Whether you’re buying your first house or your forever home, understanding your monthly mortgage payment is vital before you close. It’s often the largest recurring expense in your budget, and knowing ...

Applying for a loan can be challenging, particularly if a significant share of your income already goes toward debt. Lenders ...

Editor’s note: This column has been updated to clarify that a $30,000 loan at 4.5% interest would have $372 payments if the buyer put up a $5,000 down payment. Q: My Dad told me that if I refinance my ...

One major factor lenders consider when reviewing your mortgage application is your debt-to-income ratio (DTI). Essentially, how much of your paycheck goes toward paying down debts. A lower DTI tells ...