Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

NEW YORK, New York -- The math behind your credit score is getting an overhaul, with changes big enough that they might alter the behavior of both cautious spenders as well as riskier borrowers. Most ...

A strong score usually leads to better loan terms and lower interest rates, whereas a weak score can limit (or even stop) access to all types of credit.

NEW YORK -- It may soon be harder for many of us to get loans and open new credit. FICO, the system which calculates credit for roughly 110 million Americans, is changing the way it assigns scores, ...

Americans who are struggling to pay off their debt could see lower FICO credit scores in their future, especially if they miss payments. Fair Isaac Corp., the company behind the popular FICO credit ...

NEW YORK (AP) — Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans who use the loans to buy clothing, furniture, concert tickets, and takeout.

Dear Quentin, I pay for almost everything with credit cards, which I pay in full every month to avoid interest. I have done ...

Have you ever checked your credit score right after making a payment, only to find it hasn’t changed at all? It can feel confusing or even frustrating, leaving you to wonder: “When do credit scores ...

With federal pressure mounting and fintech innovations accelerating, the credit score system landlords used to know isn't the same anymore. In 2025, three big updates are changing how credit scores ...

There's no parade or shiny trophy for hitting an 850 credit score. Rather, being in the excellent range unlocks a few extra ...

BOZEMAN, Mont.--(BUSINESS WIRE)--Global analytics software leader FICO (NYSE: FICO) today announced a new analytic tool for mortgage professionals, the FICO® Score Mortgage Simulator. The innovative ...

As BNPL becomes more common, it’s quickly turning into an accepted credit option. In fact, 86% of Americans say they trust BNPL as a payment method, and three out of four users say they trust BNPL ...