Debt collectors don't always play by the rules. Here's what to watch for and how to protect yourself right now.

When debt collection companies start calling, most people don't know what to do.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...

The claim: It is illegal for collection agencies to buy debt and 'come after you' if you send a cease-and-desist letter A March 27 Facebook post (direct link, archive link) offers advice for consumers ...

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(NewsNation) — American households owe a record $18.4 trillion, and federal data shows complaints about aggressive debt collection have surged over the past year. The Federal Trade Commission logged ...

Key Takeaways Commercial debt collection agencies typically charge contingency fees ranging from 15% to 50% of ...

FTC data show thousands more complaints about threatening debt collectors, while industry leaders say the spike reflects awareness, not misconduct.

Debt collection calls surged in 2025 — over 13,000 complaints in PA. Know your rights and where to get free help.

Medical debt regulations are shifting dramatically in 2026, with states banning credit reporting and federal rules in limbo. If you’re a healthcare provider, the old collection playbook might soon ...