Learn five strategies to reduce your car payment.

The right time to refinance depends on your financial situation and goals Written By Written by Staff Loans Editor, WSJ | Buy Side Hannah Alberstadt is a Buy Side staff editor specializing in loans.

When financing a new or used vehicle, making a down payment is a wise move. Putting money toward your loan up front helps build equity more quickly and results in less interest and lower payments.

A car is one of the largest purchases you'll ever make. It's easily a five- (and sometimes a six-digit) purchase that could take you days, weeks, even months to properly research to ensure you get the ...

Paying extra on the principal won’t lower your monthly car payment, but it does provide other benefits. Many, or all, of the products featured on this page are from our advertising partners who ...

New car prices have reached record numbers in 2025. Average monthly car payments have also increased, but you can reduce payments using "20% rule". Auto loan interest can cost car buyers thousands of ...

The average American's ability to afford a new car has never been more challenging and more complicated to address than it is right now. That's because the problem is more nuanced than mere sticker ...

Student-loan forbearance offered many borrowers relief - but the resumption of payments is putting an additional strain on those with car loans Since federal student-loan repayment resumed, ...

8.6% of Americans with auto loans are paying $1,000 or more per month, and 40.3% of those loans were originated in 2024. High car payments are most common in Texas, Nevada, Georgia, and California.

The headlines say inflation is easing and jobs remain strong, but consumers are skipping car payments. The Fed claims to be data driven. But if you’re watching behavior, not just backward-looking ...

Getting car insurance without putting any money down sounds appealing, especially when you’re tight on cash. But in reality, insurance companies offering “no down payment” policies still require your ...

6.6 percent of subprime auto borrowers were over 60 days past due in Jan. It's the highest level since Fitch Ratings began tracking data in 1994 President Trump's tariffs are likely to drive up car ...