Erin Gobler is a personal finance writer based in Madison, Wisconsin. She writes about topics including budgeting, student loans, credit, mortgages, investing and insurance. Her work has been ...

At a time when Americans are saddled with more credit-card debt and higher interest rates, a new bill is seeking to cap credit card annual percentage rates at 18%. Sen. Josh Hawley, a Republican from ...

For some retail credit cards, APRs are even rising, despite the Fed's moves, according to a Bankrate survey. Banks that issue store-branded credit cards have said maintaining higher APRs was necessary ...

This is not the first rate hike this year on popular cards like The Platinum Card® from American Express -- and it won't be the last. Jaclyn was a CNET Money editor with a fondness for the sweet spot ...

Thinking about enrolling in a debt relief program this month? Ask these questions first to avoid major missteps.

Learn how to find the lowest loan APRs you can qualify for For an interest rate to be good, it should be lower than the average rate for your credit profile. The average personal loan rate on a ...

Digging your way out of debt may require some creative thinking. It’s a time of mounting financial pressures. Americans now have a collective $1 trillion in credit-card debt and delinquency rates are ...

Credit Question: I have a balance on a credit card with two different APRs. If I pay more than the minimum, does my whole payment reduce the balance with the higher APR? – Ken Answer: Hi Ken, Paying ...