Erin Gobler is a personal finance writer based in Madison, Wisconsin. She writes about topics including budgeting, student loans, credit, mortgages, investing and insurance. Her work has been ...

At a time when Americans are saddled with more credit-card debt and higher interest rates, a new bill is seeking to cap credit card annual percentage rates at 18%. Sen. Josh Hawley, a Republican from ...

What will happen to credit card rates if the Fed cuts rates again this October? You may be hoping card rates will drop with ...

It's not an issue if you pay on time, and some credit cards don't charge it at all. But those that do can impose this sky-high interest rate for paying late — and it could last six months or more.

Digging your way out of debt may require some creative thinking. It’s a time of mounting financial pressures. Americans now have a collective $1 trillion in credit-card debt and delinquency rates are ...

Thinking about enrolling in a debt relief program this month? Ask these questions first to avoid major missteps.

This is not the first rate hike this year on popular cards like The Platinum Card® from American Express -- and it won't be the last. Jaclyn was a CNET Money editor with a fondness for the sweet spot ...

Credit Question: I have a balance on a credit card with two different APRs. If I pay more than the minimum, does my whole payment reduce the balance with the higher APR? – Ken Answer: Hi Ken, Paying ...